You'd be lying if you say you don't spend most of your time on your smartphone. With so many apps to scroll down to, what if I tell you some apps will help you save money too? Yeah, you read that right. We have compiled a list of the best money-saving apps you can use daily to save money. From budgeting- tracking-saving to setting your financial goals, we picked some easy-peasy apps for you to save money with your smartphones. Read on!

Digit is an all-in-one money-saving app that helps you budget, save, and invest. The app is available for both android and ios users. If you want a hassle-free way to save money, Digit helps you monitor your spending habits and automatically saves an ideal amount for you. After a free 30-day trial, it charges the subscribers $5 per month. This automated savings app gives you a 1% savings bonus and unlimited withdrawals. Digit has helped its members save over $7 billion since 2015. The app is also ranked among the best budgeting apps on the Forbes Advisors list. Digit has partnered with FDIC-insured banks, including Chase, Wells Fargo, BBVA, Luther Burbank, Bank of America, and Axos. It allows you to plan your retirement with an IRA.

It's hard to control our spending, isn't it? Well, Qapital just does that for you. This passive savings money app helps you save money through your regular activities, and you won't even notice it's that easy. If you are someone who cannot save money in large increments, Qapital uses tested methods to save money in small increments. This tool has over 2 million members and a 5-star review on Google. The app stands out because of its saving rules and allows you to save towards multiple goals and not one. It has five unique rules- Guilty Pleasure Rule-Spend Less Rule-Roundup Rule-Set & Forget Rule- If This, Then This (IFTTT) Savings Rule. With 4.8 stars, Qapital was also featured in Forbes - “What’s the advantage of the goals-based approach? It helps temper spending.”

Acorns are the best pick if you are looking to save a bit more of your money. It automatically invests the spare change into a diversified investment portfolio account. As per the website reports, it has over 9 million all-time customers who’ve invested over $15,000,000,000. Acorns also offer retirement savings accounts, a debit card, and other basic banking services. The app offers two different subscriptions for your savings- Acorns personal - $3/month and Acorns family - $5/month. You have to make a minimum investment of just $5.

Mint is among the top budgeting apps, with more than 25 million users. It allows you to aggregate all your financial data into one single place. The app has some amazing features, including- credit score updates, fraud detection, and alerts for rising subscription costs. It is a user-friendly app that gives you a summary of your personal finances with effective graphs. Mint is considered the best budgeting according to the Forbes advisors list because of its tools. It values customers' security and holds strong and updated security measures.

As the name suggests, Vouchercloud offers you some best vouchers and discounts. It's hard to have control over cash when you are shopping, and that's where Vouchercloud helps you save money. From student discounts, and restaurant and takeaway discounts to vacation discounts, it offers plenty of ways for you to save money. You can now save money while shopping at the top brands! As per the website data, it has 4.5 million+members, 10million+downloads, and 20,000+ discount codes. The simplicity and easy-to-use features add to its popularity. Reportedly Vouchercloud has more than 4,500 retailers and chains on board including Carluccio’s, Pizza Hut, Cafe Rouge, Strada, and Coffee Republic.

While you may think it's hard to save money using your smartphones, these apps have efficient tools and are convenient to save money. Now even though you may save a small amount in the beginning, once you get a hang of saving money through smartphones, you are going to rock your finances.